Independent Insurance Agency

Auto Insurance

Driving in Tennessee comes with its own set of challenges, from busy urban highways to winding country roads. Our auto insurance options provide comprehensive coverage tailored to your specific driving habits and vehicle. We understand that every driver is unique, which is why we take the time to assess your needs and find policies that offer the right balance of protection and affordability.

Commercial Auto Insurance

Your business vehicles represent a significant investment and are essential to your operations. Our commercial auto insurance solutions protect your company's vehicles, drivers, and reputation while keeping costs manageable. We work with businesses of all sizes across Tennessee, from single-vehicle operations to large fleets, creating customized coverage plans that address industry-specific risks.

Motorcycle Insurance

Tennessee's scenic roads make it a motorcyclist's paradise, but riding comes with unique risks that require specialized coverage. Our motorcycle insurance policies are designed specifically for riders, offering protection for your bike, gear, and personal safety. We understand the passion behind motorcycle ownership and work with carriers who specialize in motorcycle coverage, ensuring you get fair rates and appropriate protection.

Boat Insurance

With abundant lakes and waterways throughout Tennessee, boat ownership is a popular way to enjoy our beautiful state. Our boat insurance options cover everything from personal watercraft to pontoons and fishing boats, protecting your investment both on and off the water. These specialized policies can cover physical damage, liability claims, medical payments, and even equipment like fishing gear or navigation systems.

SR-22 Insurance

Facing SR-22 requirements can be stressful, but our team handles these situations with professionalism and discretion. An SR-22 filing verifies that you maintain the minimum insurance coverage required by the state following certain violations. We'll guide you through the process, explaining the requirements, helping you secure appropriate coverage, and ensuring timely filing with the Tennessee Department of Motor Vehicles.

Homeowners Insurance

Your home is likely your most valuable asset, and protecting it requires more than a standard one-size-fits-all policy. Our homeowners insurance solutions provide comprehensive coverage for your dwelling, personal belongings, and liability concerns, all customized to your specific property and needs. We understand Tennessee's unique environmental challenges, from severe storms to flooding risks, and can help you secure appropriate coverage for these regional concerns.

Renters Insurance

Don't overlook the importance of protecting your belongings just because you don't own the building. Our affordable renters insurance policies safeguard your personal possessions while providing essential liability coverage that most landlords require. Many renters are surprised by how affordable these policies can be while offering substantial protection against theft, fire, water damage, and personal liability claims.